:root{color-scheme:light;--bg: #f7f8f4;--surface: #ffffff;--surface-soft: #edf4ef;--ink: #1e2721;--muted: #5d665f;--line: #d9e0d6;--accent: #1f7a4d;--accent-strong: #125c38;--accent-soft: #dff0e7;--amber: #c58019;--blue: #2d669c;--shadow: 0 16px 40px rgba(31, 42, 34, .08);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{background:var(--bg);color:var(--ink)}body{margin:0;min-width:320px;line-height:1.6}a{color:inherit;text-decoration-color:#1f7a4d59;text-underline-offset:.18em}a:hover{color:var(--accent-strong)}img,svg{max-width:100%}button,input{font:inherit}.container{width:min(1120px,calc(100% - 32px));margin:0 auto}.skip-link{position:absolute;left:16px;top:8px;transform:translateY(-160%);background:var(--ink);color:#fff;padding:8px 12px;z-index:10}.skip-link:focus{transform:translateY(0)}.site-header{position:sticky;top:0;z-index:4;background:#f7f8f4f0;backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;text-decoration:none;letter-spacing:0}.brand-mark{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:8px;background:var(--ink);color:#fff}.nav-links{display:flex;align-items:center;gap:20px;color:var(--muted);font-size:.96rem}.nav-links a{text-decoration:none}.hero{padding:56px 0 42px}.hero-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(360px,1.08fr);gap:36px;align-items:center}.eyebrow{margin:0 0 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14px;text-align:right;font-size:1.35rem;font-weight:900}.calculator-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}label{display:grid;gap:6px;color:var(--muted);font-size:.9rem;font-weight:700}input{width:100%;min-height:46px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);padding:9px 11px}input:focus{outline:3px solid rgba(31,122,77,.18);border-color:var(--accent)}.result-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:18px}.fine-print{margin-top:16px;color:var(--muted);font-size:.92rem}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.asset-card{min-height:250px;border:1px solid var(--line);border-radius:8px;background:var(--surface);padding:20px;display:flex;flex-direction:column;gap:14px}.asset-card p:not(.eyebrow){color:var(--muted)}.asset-card h3 a{text-decoration:none}.mini-stats{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:auto 0 0}.mini-stats dt,.mini-stats dd{margin:0}.split{display:grid;grid-template-columns:minmax(0,.82fr) minmax(320px,.48fr);gap:34px;align-items:start}.prose{display:grid;gap:18px;color:var(--muted)}.prose h2,.prose h3{color:var(--ink);margin-top:16px}.prose ul,.prose ol{margin:0;padding-left:1.25rem}.note-panel{border:1px solid var(--line);border-radius:8px;background:var(--surface-soft);padding:20px}.note-panel h2,.note-panel h3{margin-bottom:12px}.note-panel ul{margin:0;padding-left:1.2rem;color:var(--muted)}.table-wrap{width:100%;overflow-x:auto}table{width:100%;min-width:640px;border-collapse:collapse;border:1px solid var(--line);border-radius:8px;background:var(--surface);overflow:hidden}caption{padding:12px 0;color:var(--muted);text-align:left;font-weight:800}.muted{color:var(--muted)}th,td{border-bottom:1px solid var(--line);padding:13px 14px;text-align:left;vertical-align:top}thead th{background:var(--surface-soft);color:var(--ink);font-size:.9rem}tbody tr:last-child th,tbody tr:last-child 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